If you're new to e-commerce you might be confused by the difference between a merchant account and a payment gateway. Both are necessary for online sales.
A bank account that enables the holder to accept credit cards for payment. Merchant accounts are simply a contract between a retailer and a credit card processing company, which allows you to offer your customers fast, flexible and secure options upon checkout.
A payment gateway allows merchants like you to process credit, debit and alternative payments online. Since retailers are prohibited from sending a customer’s payment information directly to a payment processor, the payment gateway acts as the go-between, ensuring customer data is encrypted and secure.
(ie. authorize.net, eProcessing Network)
**Please note, SITEBIZ is NOT responsible for setting up a merchant account or payment gateway for any client.
If your merchant processor has a website requirements checklist, send our support staff a detailed list of things that need to be updated on the site and all applicable changes will be made.